Waterhouse Insights / Insurance
How Much Disability Insurance Do You Really Need?
Maintain your lifestyle if you couldn’t work.
Understanding Your Coverage Needs
The right amount of disability insurance depends on your income, essential expenses, savings, and existing benefits.
60–70%
A common guideline is coverage that replaces about 60–70% of your income, which can help you manage housing, bills, and everyday costs if an illness or injury prevents you from working.
Find the Right Protection for Your Income
Explore insurance solutions tailored to your financial priorities, lifestyle and long-term needs.
Explore Insurance Solutions